Cookie Policy
Last Updated: 2024
1. Introduction to Cookies
Homeward Paper ("we", "us", or "our") uses cookies and similar tracking technologies on our website to enhance your experience in managing shared family finances in Victoria. This policy explains what these technologies are and why we use them, as well as your rights to control our use of them.
In Victoria, British Columbia, our data practices are governed by the Personal Information Protection Act (PIPA) of British Columbia and, where applicable, the federal Personal Information Protection and Electronic Documents Act (PIPEDA). We also align our standards with international frameworks such as the GDPR for users accessing our services from abroad.
2. How We Use Cookies
When you visit our site to research mortgage strategies or banking infrastructure, we may place a number of cookie files in your web browser. We use cookies for the following purposes:
- To enable certain functions of the Service;
- To provide analytics;
- To store your preferences (such as currency or Victoria-specific tax settings);
- To enable advertisements delivery, including behavioral advertising.
3. Categories of Cookies We Use
| Category | Purpose | Duration |
|---|---|---|
| Strictly Necessary | Essential for you to browse the website and use its features, such as accessing secure areas for family budget planning. | Session |
| Performance & Analytics | Help us understand how Victoria residents interact with our content (e.g., which tax guides are most read). We use Google Analytics. | 1-2 Years |
| Functional Cookies | Allow us to remember choices you make (like your username or region) to provide more personal features. | Persistent |
| Marketing & Targeting | Used to deliver adverts more relevant to you and your financial interests in the Canadian market. | 1 Year |
4. Legal Basis for Processing
Under BC's PIPA and the federal PIPEDA, we operate on the principle of Informed Consent. By continuing to use our site after being presented with our cookie banner, or by actively clicking "Accept", you consent to our use of non-essential cookies.
For users in the EU/UK, our legal basis is Consent (Art. 6(1)(a) GDPR) for analytical and marketing cookies, and Legitimate Interest (Art. 6(1)(f) GDPR) for strictly necessary cookies required for site operation.
5. Third-Party Cookies
In addition to our own cookies, we may also use various third-party cookies to report usage statistics of the Service and deliver advertisements. These include:
Google Analytics
Used to track website traffic and user behavior patterns in Victoria and across Canada.
Social Media Plugins
Allows you to share family finance tips via platforms like Facebook or LinkedIn.
6. Managing Your Preferences
You have the right to decide whether to accept or reject cookies. You can exercise your cookie preferences by clicking on the "Adjust Cookie Preferences" button on this page or by setting your browser controls.
Browser Settings
Most web browsers allow some control of most cookies through the browser settings. To find out more about cookies, including how to see what cookies have been set, visit www.aboutcookies.org.
- - Google Chrome: Settings > Privacy and Security > Cookies
- - Safari: Preferences > Privacy > Cookies
- - Firefox: Options > Privacy & Security > Cookies
7. Contact Information
If you have any questions about our use of cookies or other technologies, please contact the Homeward Paper Privacy Officer at:
Homeward Paper Victoria
Address: 735 Yates St, Victoria, BC V8W 1L6
Email:
Phone: +1 (645) 862-7275